Meet Your Eminent Course Leader

    Photo of Nabil W. Zaki

    Nabil W. Zaki
    Professor of Corporate Finance and Derivatives
    New York University

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Agenda

Course Timings

Registration will be at 07:30 on the first day. The course will start promptly at 08:00 and finish at 15:30. There will be a short break for refreshments and lunch will be served at 12:30.

 Corporate Finance


  Maximising Shareholder Value: Risk And Return Revisited
  • Objectives of corporate finance
  • What is value? Why value shares?
  • The implications of maximising shareholder value
  • Business operations, strategic transactions and other risks faced by organisations
  • Identifying strategies which create shareholder value: Return on capital vs. cost of capital
  • Principal agent problem – getting management to act in the best interest of shareholders

  Risk And Uncertainty
  • Risk vs. uncertainty vs. exposure vs. return
  • What risk cannot be eliminated?
  • Comparing arithmetic vs. geometric risk premiums
  • A brief history of risk assessment
  • Upside vs. downside risk
  • Risk psychology – which is it? Loss aversion vs. risk aversion

  Case Study: Dimensions of risk – what are they and how do they affect your bottom line?

  Project Appraisal
  • The capital investment process
  • Accounting, earnings and market rates of return
  • Measuring profitability and returns
  • Present value, profitability indices, Discounted Cash Flows (DCFs) and timing of cashflows
  • Net Present Value (NPV) and value-creating investment decisions
  • Internal Rate of Return (IRR) and Modified IRR (MIRR)
  • Adjusted Present Value (APV) method – assessing the impact of risk on cashflow analysis
  • Modified NPV – the real (or managerial or strategic) options approach to project appraisal
  • Mutually exclusive projects vs. independent projects
  • Capital budgeting/rationing using linear programming and Monte Carlo simulation

  Exercise: Project appraisal – comparing cashflow analysis rules and real options in investment analysis. 
                    You will use an Excel model to choose from three projects based on their payback, discounted
                    payback, IRR, NPV, APV, and MPV.

  Cost Of Capital And Capital Structure
  • Components of capital: Short and long term debt, preference shares, ordinary shares, hybrids
  • Calculating beta for variations in business risk and variations in leverage
  • Capital Asset Pricing Model (CAPM), Arbitrage Pricing Theory (APT) and multifactor models
  • Cost of debt: Coupon vs. yield, market value vs. book value, tax problems and default risk
  • Cost of equity: Dividend models, CAPM and its competitors – APT, APV and so on
  • Weighted Average Cost of Capital (WACC)
  • Modigliani – Miller (M&M) propositions I and II and subsequent developments
  • Factors affecting the capital structure decision
  • The effect of capital structure on cost of capital

  Exercise: The capital structure conundrum – how much leverage is too much?

  Exercise: Valuing companies based on cash-flow based techniques (spreadsheets will be provided)

 Company Valuation


  Business Valuation Approaches And Methods – Discounted Cash Flow
  • Value from revenue generating assets and future growth opportunities
  • Shareholder value and discounted cash flow analysis
  • Compounding and discount rates
  • Comparing enterprise value and equity value

  Exercise: Variations of IRR in Excel – MIRR and XIRR (All Excel spreadsheets used in the programme
                    will be given to you at the end of the course)

  Economic Value Added (EVA™)
  • EVA™ – when is value added?
  • EVA™ and its relation to DCF model
  • Calculation of NOPAT and capital
  • Typical adjustments for EVA™ calculation
  • MVA as a discounted EVA™ concept

  Financial Ratio Analysis
  • Price/earnings multiples
  • Earnings related multiples: EV to EBIT, EBITDA, cash flow, etc.
  • Other multiples: sales, book value, PEG ratio, EEG
  • Relative multiples
  • Comparable deal analysis
  • Traditional measures of liquidity
  • Non-financial ratio analysis

  Exercise: Limitations of ratio analysis

  Case Study: Dupont Valuation Model – the drivers of return on equity

  Dividend Valuation
  • Dividend Discount Model (DDM)
  • Applications and examples in practice

  Exercise: Spreadsheet modelling of the DDM
 

 Financing Strategies – Raising Debt And Equity


  Debt Finance
  • Nature and obligations of bank debt
  • Reasons for financing through debt
  • Funding hierarchies
  • Bank lending criteria and credit assessment

  Exercise: Calculating available bank debt for a range of enterprises

  Fixed Income Markets, Factors And Risks
  • Money market and bond instruments
  • Government, municipal and corporate bonds
  • Repurchase agreements (REPOs)
  • Credit and credit ratings
  • Sources of returns from bonds
  • Bond and other fixed interest instrument pricing methods
  • Spot rates and zero-coupon bonds
  • Term structure of interest rates and yield spreads
  • Clean and dirty bond pricing
  • Fixed income risk and return measures – yield, duration, Present Value of a Basis Point (PV01) and
    convexity
  • Mark-to-market vs. accrual assessment of bond trading positions
  • Interest rate risks and sensitivities

  Exercise: Pricing zero coupon and coupon-paying bonds in Excel for floating and fixed-rate scenarios

  Fixed Income Investment Management
  • Characteristics of fixed income investment
  • Advantages and disadvantages of fixed income investment
  • Risks associated with fixed income markets
  • Duration, PV01, convexity and other fixed income risk factors

  Exercise: Calculating key ratios and pricing for bonds

  • Government bond markets
  • Syndicating and pricing new issues
  • Stability of bond ratings and bond ratings migration matrices

  Case Study: The bond floatation process

  Foreign Exchange (FOREX)
  • Foreign exchange rates – markets, conventions and regimes
  • Implications of FOREX trading around the world and around the clock
  • Inflation and currency stability using indexing
  • FOREX parity relationships in international markets
  • The art and science of country risk analysis
  • FOREX risks – translation and transaction exposures

  Exercise: Do foreign exchange policies matter? The implications, benefits and consequences of foreign
                   exchange rate policies and regimes

  Case Study: Managing systemic risk and the anatomy of some recent international financial crises

  Exercise: Applying country risk analysis in the Middle East

  Initial Public Offerings (IPOs)
  • Primary equity markets
    - Middle Eastern markets
    - Comparison with US and European markets
  • Rationale for an IPO
  • Domestic vs. international issues
  • ADRs, GDRs and EDRs
  • Underwriting vs. best efforts
  • Fixed price offers, tender offers and book building
  • The IPO process
  • Preparing for an IPO

  Case Study: IPOs, going public and recent global trends in IPO listings

  Alternative Procedures For Rasing Public Equity Capital
  • Rights issues
  • Seasoned equity offerings
  • Private placements

  Case Study: Recent developments in private equity
 

 Investments And Portfolio Analysis


  Portfolio/Fund Management
  An Introduction To Asset Management
  • Major players in the market
  • Portfolio/fund management process
  • Examining different investment strategies – value, growth, technical, contrarian
  • Active vs. passive investment strategies

  Exercise: Trading anomalies and inefficient markets

  Investment Performance Monitoring And Analysis
  Investment Performance Evaluation
  • Monitoring investment performance
  • Measuring investment returns
  • Risk-adjusted performance measures
  • Performance measurement of portfolios containing derivatives

  Case Study: Best practice in fund management performance

  Advanced Financial Techniques
  Structuring Securitisation And Asset Backed Securities (ABS)
  • Structuring and securitisation concepts
  • Motivation for securitising assets/cash flows
  • Types of ABSs
  • Commodity, currency, debt and equity structured products
  • Securitisation in developing markets

  Exercise: Using MBS to meet investment objectives

  Case Study: Development in securitisation in the Middle East

  Analysing Corporate Mergers And Acquisitions
  • Categories of corporate mergers
  • Analysing rationales for potential mergers
  • Roles of investment bankers, lawyers, underwriters and brokers
  • Selecting a target – synergies
  • Leverage buyouts
  • M&A due diligence

  Case Study: Analysing potential acquisition targets in the Middle East

  Private Equity In The 21st Century
  • Nature of private equity in the Middle East
  • Comparison with USA, Europe and Asia
  • Which and what deals would attract private equity
  • Private equity returns – empirical analysis
  • Corporate takeovers and restructurings from a venture capitalist’s viewpoint

  Exercise: Evaluating investments and exits
  

 Risk Management: Derivatives And Value Maximisation


  An Introduction To Risk Management
  • Risk management framework
  • Different types of risk management procedures
  • Financial market’s regulation and the Basel accords
  • Corporate governance, institutions of information, screening and monitoring
  • Financial risk management and its importance on financial control
  • Comparing crisis management and risk management

  Exercise: Basel II – What is it? How good is it? How will it affect a business?

  Exercise: Enterprise risk management – What is it? Does it add value?

  Case Study: Procter & Gamble and Gibson’s misuse of derivatives financing – lessons for senior management

  Forward And Future Contracts
  Forward Contract Design And Structure
  • Understanding the structure of forward and future contracts
  • The difference between forwards and futures
  • Different types of forward and futures contracts including currency, interest rates, bonds and commodities

  Case Study: Designing a futures contract – designing a contract combining user requirements with feasibility
                        from the exchange standpoint

  Mechanics And Uses Of Forward Contracts
  • Trading speculation, hedging and financial engineering
  • Measuring market risk
  • Measuring credit risk

  Case Study: Managing risk using forward contracts. You will use futures contracts to manage a range of 
                        different financial risks facing corporates

  Interest Rate Forward Contracts
  • Rates implicit in spot quotations
  • Arbitrage pricing methods
  • Importance of margining
  • Clearing and netting

  Swaps
  Types Of Swaps
  • Interest rate swaps
  • Cross currency swaps
  • Equity swaps
  • Asset swaps

  Case Study: Using interest rate swaps in project finance

  Options
  Options And Their Use In Corporate Finance
  • Understanding option jargon
  • Using options in practice
  • Trading and hedging
  • Arbitrage with convertible bonds

  Case Study: An option theoretic view of the organisation

  Option Pricing For Corporate Finance
  • Black-scholes and binomial options pricing methods
  • Adoption of black-scholes method
  • Other option pricing models
  • Model risk – do the complex mathematical models associated with derivatives valuation have a place
    in the Middle East?

  Exercise: You will be provided with black-scholes and binomial option pricing models and instructed
                    on their use

  Financial Control And Option’s Greeks
  • Delta
  • Gamma
  • Vega
  • Theta
  • Rho

  Exercise: Should organisations use derivatives to manage risks? How they should do it

  Exercise: Managing risk using option’s greeks

  Credit Risk
  Introduction To Credit Risk
  • Definition of credit risk
  • Three approaches to measuring credit exposure – individual transaction approach, market factor 
    approach and portfolio approach
  • Extension from credit exposure to credit risk – credit risk management, economic capital and regulatory capital

  Credit Derivatives
  • Understanding the major uses of these products
  • Benefits and pitfalls for the user
  • Credit default options
  • Total return swaps
  • Credit spread transactions

  Case Study: Developments in credit derivatives in the Middle East

  Risk Assessment Techniques
  • Risk assessment from factor sensitivity to Value at Risk (VaR) to conditional VaR
  • Three approaches to measuring VaR: Variance/covariance, historical simulation, Monte Carlo methods
  • VaR at the transaction, portfolio and organisational levels
  • Marginal VaR contribution measures and conditional VaR
  • Cashflow at Risk (CfaR), Earnings at Risk (EaR), and Capital at Risk (CaR) approaches
  • Credit Value at Risk (CVaR) and Operational Value at Risk (OPVaR)

  Exercise: VaR across the organisation and its business units including the decomposing of risk across
                    an organisation using component VaR

  Risk And Capital Allocation Techniques
  • Risk and capital allocation using Value at Risk (VaR) measures
  • Capital–based risk-adjusted return and performance measures
  • Comparing economic risk capital and regulatory capital
  • Relationship of RAROC capital to credit, market and operational risks

  Exercise: Calculating RAROC for a financial institution

  Course Conclusions