1. Certified Risk Analyst™ (CRA) - core course
20 - 24 January 2008
10 - 14 August 2008
2. Certified Compliance Officer™ (CCO) - elective course
23 - 27 March 2008
20 - 24 July 2008
2 - 6 November 2008
3. Master Compliance Professional™ - elective course
6 - 10 April 2008
4. Certified Operational And Market Risk Analyst™ (CORM) - core course
4 - 8 May 2008
5. Certified Credit Analyst™ (CCA) - elective course
6 - 10 July 2008
6. Project And Contract Risk Specialist™ (PCRS) - core course
19 - 23 October 2008
7. Certified Corporate Banker™ (CCB) - elective course
23 - 27 November 2008
After Attending This Five Day Executive Programme, You Will Be Able To:
• Understand the various types of financial statements and be able to identify
the components of financial statements including the balance sheet,
income statement, statement of cash flows and reconciliation of net worth
• Spread the financial statements consistently and perform ratio analysis so
that trends can be identified
• Perform a detailed cash flow analysis by calculating the sources and uses
of funds from one accounting period to another
• Prepare financial projections based upon assumptions provided by the
borrower then test those assumptions by utilising sensitivity analysis
• Identify factors which may impact the ability to repay debt obligations and
to document the finding in a written credit analysis memorandum
• Understand how to grade a loan or establish a credit rating
• Develop your own manager’s handbook
• Explore the implications of the global re-pricing of credit risk |
About this event
Every year a respected group of American linguists publish a report on the new words that have entered the everyday lexicon of the English speaking world. Alongside the more general examples like those listed above the 2008 results marked a first for the American Dialect Society report – they had to create an entirely new section to reflect the explosion in terms to describe one economic phenomenon – the credit crunch.
Subprime was the overall word of the year for 2007, with exploding ARM (Adjustable Rate Mortgage), liar’s loan, scratch loan and NINJA (No Income, No Job or Assets) all featuring strongly. Never before has the art and science of credit and credit analysis played such an important role in the life of everyday people and finance professionals alike.
Credit Professionals now need to establish strong risk management frameworks, have a clear systemic understanding of the organisations credit profile and need to establish strong financial modeling systems to understand how macro and micro-economic factors influence such trends.
Understanding the construction and maintenance of a loan portfolio is an essential survival tool in today’s volatile financial business environment. Successful enterprises that rely on effectively managing credit as well as larger institutional lending organisations, have established strong systems to provide a strong element of pre and post-planning credit analysis tools.
These tools enable corporate and institutional credit professionals to ensure effective day-to-day management of their customers and their debts and also contribute to a healthy
financial statement.
Who should attend?
This highly practical course has been specifically designed for:
• Credit Analysts
• Credit Officers/Managers
• Commercial and Retail Loan Officers/Managers
• Loan Review Officers/Managers
• Branch Managers