AAFM
 


 

“By attending this course, I have gained information equivalent to two years of practical experience”

Khalifa Abdulla-Head of Commercial - Main Branch, ADIB, UAE

Certified Credit Analyst™

6 - 10 Jul 2008  •  Dusit Thani Hotel 


Course Agenda

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Programme Timings
Registration will be at 08:00 on the first morning. The course will commence at 08:30 and conclude at 14:30 on all days with two breaks for refreshments. Lunch will be served at the end of each day. The order of topics may vary from this outline depending on the requirements and dynamics of the group – topics may not be addressed in the order stated herein


Day Two – Monday, 7 July 2008

Financial Statement Analysis
• Books of account
• Spreadsheeting and analysis techniques
• Ratio and trend analysis

Group Exercise
• Analyse a company performance utilising a case study
• Further develop the manager’s loan handbook

Financial Analysis
• Solvency ratios
• Cash flow analysis
• Debt service coverage – how do you properly account for various conditions such as real estate holdings, excessive owner compensation and timing issues?
• Adequacy of working capital, liquidity, and leverage position and control
• Further analysis of the balance sheet, profit and loss statement, cashflow statements and annual report

Group Exercise
Using the tools you have reviewed, analyse and assess a balance sheet and undertake a cashflow exercise

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