Programme Overview
The goal of this programme is to provide a Credit Analyst with diagnostic skills that can be immediately used upon return to their respective international banks or corporate credit departments. Analysts will learn to use demonstrated analytical strategies which will enable them to assess the degree of risk prior to endorsing approval or rejection of a specific credit request. Another objective of this programme is to enhance the documentation of commercial loan files which will reduce losses and will be viewed favourably by the regulatory community.
Programme Methodology
This programme has been designed to be delivered in a highly interactive way, involving a mix of theory, interactive discussion and formal practical exercises. It is also expected that all participants will contribute from their own experience and area of knowledge. This delivery method has been chosen to ensure that participants can maximise their skill development and experience sharing through peer interaction.
Programme Timings
Registration will be at 08:00 on the first morning. The course will commence at 08:30 and conclude at 14:30 on all days with two breaks for refreshments. Lunch will be served at the end of each day. The order of topics may vary from this outline depending on the requirements and dynamics of the group – topics may not be addressed in the order stated herein
Day One – Sunday, 6 July 2008
Role Of The Credit Analyst And Lending Officer
• The role of the credit analyst
• Stakeholders and their priorities
• The credit analyst’s network and resources
• Loan interview techniques
• How to develop a loan handbook
Group Exercise
Define the key stakeholders in your organisation involved in credit risk and management, develop a workflow structure and diagram
Credit Analysis Procedures
• The credit analysis process – the five C’s and PARSER
• Regulatory issues – update on Basel II
• What is the manager’s loan handbook
Group Exercise
Develop a check list on the key credit analysis processes currently necessary within your organisation